We perform a loop-level analysis of charged-current (CC) processes involving light leptons and quarks within the Standard Model Effective Field Theory (SMEFT). This work is motivated by the high precision reached in experiment and Standard Model calculations for CC decays of mesons, neutron, and nuclei, and by a lingering tension in the Cabibbo universality test. We identify the SMEFT operators that induce the largest loop-level contributions to CC processes. These include four-quark and four-fermion semileptonic operators involving two third-generation quarks. We discuss the available constraints on the relevant effective couplings and along the way we derive new loop-level bounds from K→πνν¯ on four-quark operators involving two top quarks. We find that low-energy CC processes are quite competitive with other probes, set constraints that do not depend on flavor-symmetry assumptions, and probe operators involving third-generation quarks up to effective scales of Λ≃8 TeV. Finally, we briefly discuss single-field ultraviolet completions that could induce the relevant operators.